fix(sse): saturate exponential reconnect backoff to avoid overflow panic (#1231)

* fix(sse): saturate exponential reconnect backoff

ExponentialBackoff::retry computed the reconnect multiplier with
2u32.pow(current_times). With max_times unset, current_times can reach
the bit width, panicking in debug builds and wrapping to a zero delay in
release builds for long-lived SSE clients. Use saturating_pow and
Duration::saturating_mul so the delay stays monotonic and panic-free.

* fix(sse): cap exponential reconnect backoff at a bounded max delay

Saturating the multiplier alone can still yield decades-long sleeps once
current_times reaches the bit width, pinning the stream in
tokio::time::sleep without reconnecting or terminating. Add an optional
max_delay (default 30s) that clamps the computed delay, keeping the
backoff monotonic and panic-free while guaranteeing the client retries.

* fix(sse): default max_delay to None to preserve unbounded backoff

Per maintainer feedback, leave ExponentialBackoff::default() unbounded so
the fix stays a pure overflow bug-fix. The saturating multiplier removes
the debug panic / release wrap from #1198, while max_delay stays opt-in
for callers that want a bounded reconnect delay.